How Much Is the Government Hearing Aid Subsidy in Australia?

Hearing aids can be life-changing, but let’s be honest—they’re not cheap. A good pair can set you back thousands, which is why so many Australians put off getting them.

The good news? The Australian Government helps cover the cost through the Hearing Services Program (HSP), making hearing aids more affordable for those who qualify.

The tricky part is figuring out how much of the cost is actually covered. Some people get hearing aids fully subsidised, while others might have to chip in for a fancier model.

On top of that, eligibility rules can feel confusing—who qualifies, what’s included, and how to apply aren’t always clear.

If you’re wondering what kind of help you can get, how much you’ll need to pay (if anything), and what steps to take, keep reading.

This guide breaks down everything you need to know about government-funded hearing aids in Australia—so you can get the support you need without the guesswork.

Government Hearing Aid Subsidy in Australia – How Much Can You Get?

The Australian Government offers a range of subsidies for hearing aids through the Hearing Services Program, making it easier for eligible individuals to access quality hearing devices and services. Here’s a clear breakdown of what you can expect:

1. Fully Subsidized Hearing Aids

If you’re eligible, you can get basic hearing aids completely free of charge. These devices are designed to meet essential hearing needs and are selected to ensure they provide effective support. The program also includes professional fittings, so the hearing aids are comfortable and function as intended. This option is perfect if you’re looking for reliable, no-cost solutions to address hearing loss.

2. Partially Subsidized Hearing Aids

For those who prefer more advanced technology or additional features, the government provides partial subsidies. This means you’ll pay a co-payment to cover the difference in cost. Advanced hearing aids often come with features like Bluetooth connectivity or enhanced noise reduction, making them a good choice if you need more than basic amplification.

3. Co-Payment Amounts

The exact out-of-pocket cost depends on the type of advanced device you choose. While the government covers a significant portion, you’ll need to pay the remaining balance. For example, if a high-tech hearing aid costs $2,000 and the subsidy covers $1,000, you’ll pay the other $1,000.

4. Service Fees and Extra Costs

While fully subsidized options cover most essentials, there may still be small fees for ongoing maintenance, such as batteries or repairs. For partially subsidized devices, additional costs might include fitting fees or optional accessories. These fees vary by provider but are typically manageable.

5. Government Contributions Per Device

The government’s contribution ensures that all devices under this program meet high-quality standards. Fully subsidized devices are entirely covered, while partially subsidized ones receive significant funding to reduce your financial burden.

Eligibility for the Government Hearing Aid Subsidy

To qualify for the Australian Government’s hearing aid subsidy, you need to meet certain eligibility criteria.

Pensioners and concession card holders from Centrelink or the Department of Veterans’ Affairs (DVA) are typically eligible.

This includes veterans and their families under DVA programs, who can access these benefits as part of their support package.

People with hearing impairments under the National Disability Insurance Scheme (NDIS) also qualify for subsidies.

Additionally, Aboriginal and Torres Strait Islander people are eligible, as are children who meet specific age criteria.

For example, children under a certain age might qualify for fully subsidized hearing aids to ensure they have access to essential support during their development.

Here are some key groups that can check their eligibility:

Pensioners and concession card holders: Check with Centrelink or DVA.
Veterans and their families: Contact the DVA.
NDIS participants: Reach out to your NDIS provider.
Aboriginal and Torres Strait Islander people: Contact an accredited hearing service provider.
Children: Check with a healthcare provider or an accredited hearing service.

You can check your eligibility online or by contacting an accredited provider directly. They can guide you through the process and help determine if you qualify for the subsidy.

Hearing Services Program (HSP) – What It Covers

The Hearing Services Program (HSP) helps eligible Australians get access to hearing aids, tests, and ongoing support without the massive price tag.

It’s a government initiative that covers a range of hearing devices, from basic models that are fully subsidised to more advanced options where you might need to pay a co-payment.

The program doesn’t just cover hearing aids. It also includes free hearing tests, professional fittings, and regular maintenance.

That means you won’t be left figuring things out on your own after getting a device—it comes with expert guidance to make sure it works properly for your needs.

Ongoing care is part of the deal, too. If you’re eligible, you’ll get battery replacements and repairs covered under the program. This can save you hundreds of dollars over time, especially since hearing aids require frequent servicing to stay in top shape.

The Australian Government funds and manages the program, but accredited hearing providers handle everything from assessments to fittings.

You’ll need to visit one of these providers to apply and receive services. They’ll guide you through the process and help you choose a device that suits your lifestyle.

Applying is straightforward. If you qualify, a registered hearing provider will lodge an application on your behalf. Once approved, you’ll get access to subsidised services, making hearing aids far more affordable—sometimes even free.

Co-Payments and Out-of-Pocket Costs for Hearing Aids

Even with government subsidies, some people still end up paying for hearing aids because they opt for premium models that offer advanced features like Bluetooth connectivity or enhanced noise reduction. These features can significantly improve the user experience, but they come at a higher cost.

Here’s a breakdown of what you might expect to pay:

Basic Hearing Aids: These are usually fully subsidized, so you won’t have to pay anything out of pocket.
Advanced Models: You’ll need to make a co-payment to cover the difference between the subsidy and the full price. For example, if an advanced hearing aid costs $2,000 and the subsidy covers $1,000, you’ll pay the remaining $1,000.

Whether expensive hearing aids are worth the extra cost depends on your needs. If you want features that can significantly improve your hearing in complex environments, they might be a good investment.

If subsidies aren’t enough, you can explore alternative financing options like payment plans or loans to help cover the costs. Some providers offer flexible payment terms to make these devices more accessible.

How to Apply for the Government Hearing Aid Subsidy

Applying for the Australian Government’s Hearing Services Program (HSP) subsidy involves a straightforward process. Here’s a step-by-step guide to help you through it:

Step-by-Step Application Guide

Check Your Eligibility: Start by visiting the HSP website at www.hearingservices.gov.au. You can also contact them directly at 1800 500 726 for assistance.
Provide Contact Information: If you’re eligible, you’ll be asked to provide your contact details so they can keep you updated on your application status.
Get a Medical Certificate: Once your application is processed, you’ll need to obtain a medical certificate from your doctor. This confirms there are no medical reasons preventing you from getting a hearing device.
See a Hearing Services Provider: With your medical certificate, you can then schedule an appointment with an accredited hearing services provider to proceed with your hearing assessment and device fitting.

Finding an Accredited Hearing Provider

You can find a provider using the HSP website’s directory or by contacting them directly for assistance. Many providers can also help you apply for the program if you prefer.

Documents Required for Eligibility

Identification: Proof of Australian citizenship or permanent residency.
Eligibility Number: Centrelink reference number or Department of Veterans’ Affairs number.
Medical Certificate: Signed by your medical practitioner.
Concession Card: If applicable (e.g., Pensioner Concession Card).

Application Timeline and What to Expect

Online Applications: Processed immediately, with a welcome pack sent shortly after.
Paper Applications: Take about 3 to 4 weeks to process.
Missing Information: Can cause delays, so ensure all sections are completed.

What Happens After Approval?

After your application is approved, you’ll receive a welcome pack with information on how to arrange an appointment with a provider. You can then proceed with your hearing assessment and select a suitable hearing aid

Additional Subsidies for Hearing Aids in Australia

In addition to the government subsidies, there are other ways to get financial support for hearing aids in Australia.

Private health insurance often offers rebates for hearing aids, which can help reduce out-of-pocket costs.

These rebates typically cover a portion of the device’s cost, depending on your insurance plan.

NDIS funding is another option for those with hearing impairments. If you’re part of the National Disability Insurance Scheme, you might be able to use your funding to cover hearing aids and related services.

Here are some additional subsidies you might be eligible for:

State-based Subsidies: Some states offer additional support, so it’s worth checking with your local health department.
Employer or Workers’ Compensation Schemes: If your hearing loss is work-related, your employer or workers’ compensation might cover some costs.
Special Programs for Low-Income Individuals: There are programs designed to help those with limited financial resources access necessary hearing aids.

Hearing Aid Costs Without Government Subsidy

If you’re not eligible for government subsidies, buying hearing aids can be quite expensive. Here’s a rough idea of what you might expect to pay (AUD):

Basic Models: These typically start around $1,000 to $2,000 per device.
Mid-Range Models: These can cost between $2,000 and $4,000 per device, offering more features like better sound quality.
High-End Models: These are the most advanced and can cost anywhere from $4,000 to $6,000 or more per device, offering features like Bluetooth connectivity and advanced noise reduction.

Here’s a breakdown of the costs without subsidies:

Basic Hearing Aids: $1,000 to $2,000 per device.
Mid-Range Hearing Aids: $2,000 to $4,000 per device.
High-End Hearing Aids: $4,000 to $6,000 or more per device.

If you’re not eligible for the subsidy, you’ll need to cover these costs entirely out-of-pocket. However, some private health insurance plans may offer rebates to help reduce the expense.

Key Takeaway

Getting a hearing aid shouldn’t be a struggle, and with the Hearing Services Program (HSP), it doesn’t have to be.

If you qualify, you could get a fully subsidised hearing aid, plus free tests, fittings, and ongoing care. If you’re looking for more advanced options, there are co-payment plans that make premium devices more affordable.

A lot of people put off getting help because they’re unsure about costs or don’t know where to start. But the process is simpler than it seems, and the right provider can handle everything—from checking your eligibility to helping you choose a device that fits your needs and budget.

Your hearing affects every part of your life, and getting the right support can make a huge difference. If you’re ready to explore your options, Hearing and Audiology can guide you through every step, making it easy to access the benefits you’re entitled to.

Frequently Asked Questions (FAQs)

Is everyone entitled to free hearing aids in Australia?

No, only eligible Australians under the Hearing Services Program (HSP) or NDIS qualify.

How much does the government subsidize for hearing aids?

It varies; some hearing aids are 100% free, while others require a co-payment.

Can I upgrade my government-subsidized hearing aid?

Yes, but you may need to pay extra for premium models.

Does Medicare cover hearing aids in Australia?

No, Medicare does not cover hearing aids, but other government programs do.

How often can I get a new subsidized hearing aid?

Every five years, unless there is a clinical need for a new one sooner.